Cover Summary

For guidance purposes the following table provides a summary of the cover provided by InsureCancer policies.  For full details of the terms, conditions, exclusions and excesses applicable please refer to the policy document and Schedule. 

Policy section Cover provided First amount you have to pay (the Excess)
Departure delay



Missed departure

Abandonment after 24 hours
 
£20 after first 12 hours
£10 after following 12 hours
up to a maximum of £100

up to £1,000

up to £3,000


Nil

Nil

£100
Personal possessions




Possessions delayed in transit for more than 12 hours
 
up to £200 for each individual item
up to an overall total of £250 for valuables
up to a maximum of £1,250 in total

essential items up to £100
£100




Nil
 

Personal money


Loss of travel documents

up to £250 in cash on your person
up to £500 in total

travel and accommodation costs necessary to replace your lost travel documents up to £250
 

£100


Nil

Emergency medical expenses






State hospital benefit

up to £5,000,000 outside your home country

up to £1,500 within your home country


up to £20 for each full day you are confined to a hospital bed in a state hospital abroad, up to a maximum of £600
 

£100 (but see Schedule for variations)

£100 (but see Schedule for variations)


Nil

 Personal liability up to £2,000,000

rented property damage - £250
other claims  £100
 

 Personal accident




 

£15,000 for your accidental death

£15,000 for loss of arms or legs

£15,000 if you are permanently unable to work after an accident on your trip (See note)
 

Nil

Nil

Nil
 
 Legal advice and expenses
 
up to £25,000 £100

 Note: Cover for accidental death is reduced to £1,000 if you are under 16.

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