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Cover Summary
For guidance purposes the following table provides a summary of the cover
provided by InsureCancer policies. For full details of
the terms, conditions, exclusions and excesses applicable please refer to the
policy document and Schedule.
| Policy section |
Cover provided |
First amount you have to pay (the Excess) |
Departure
delay
Missed departure
Abandonment after 24 hours |
£20 after first 12 hours £10 after following 12 hours up to a maximum of £100
up to £1,000
up to £3,000 |
Nil
Nil
£100 |
Personal
possessions
Possessions delayed in transit for more than 12 hours |
up to £200
for each individual item up to an overall total of £250 for valuables up to a maximum of £1,250 in total
essential items up to £100 |
£100
Nil |
|
Personal money
Loss of travel documents |
up to £250 in cash on your person up to £500 in total
travel and accommodation costs necessary to replace your lost travel
documents up to £250 |
£100
Nil |
|
Emergency medical expenses
State hospital benefit |
up to £5,000,000 outside your home country
up to £1,500 within your home country
up to £20 for each full day you are confined to a hospital bed in a state
hospital abroad, up to a maximum of £600 |
£100 (but see Schedule for variations)
£100 (but see Schedule for variations)
Nil |
| Personal
liability |
up to
£2,000,000 |
rented property damage - £250 other claims £100 |
Personal
accident
|
£15,000 for your accidental death
£15,000 for loss of arms or legs
£15,000 if you are permanently unable to work after an accident on your
trip (See note) |
Nil
Nil
Nil |
Legal
advice and expenses |
up to
£25,000 |
£100 |
Note: Cover for accidental death is reduced to £1,000
if you are under 16.
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